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Last Updated on April 2, 2024 by Insurdinary Editorial Team -->
Dental health concerns can affect you at every life stage. However, millions of Americans don’t add dental benefits to their overall health insurance plan. Even those who have dental coverage may put routine visits and preventative services off for much longer than they should.
If you don’t give your dental health thought now, you could pay dearly for the consequences in the future. Dental appointments covered by insurance prevent and mitigate dental issues with larger health consequences. Like many other Americans, you’ll eventually foot the exorbitant bill for common dental problems one way or another.
Are you now considering investing in your dental health with affordable coverage? If so, Insurdinary’s deep dive into dental insurance’s importance will further motivate you. Read below to find out how dental problems and solutions influence your finances, health, and overall sense of well-being.
Like many American adults, you likely rely on your employer to provide health benefits. Some employee benefits packages don’t include dental insurance, leaving policyholders to fend for themselves when securing dental care. This issue leads to inconveniences like shopping for affordable options, paying for the benefits out-of-pocket, and deciphering what personal policies will and will not cover.
Additionally, some people view their dental and oral health as less urgent than visits with their physicians. Overcoming dental health challenges often takes a backseat, especially when the symptoms don’t have significant consequences for their lives. However, adequate dental healthcare should take precedence throughout all life stages, as it can be an indicator of your overall health, safeguard your finances, and help you navigate other pertinent aspects of your life.
You might have dealt with a few typical issues with teeth and gums, like the odd pang of sensitive enamel or bleeding gums when flossing. While these problems might come and go, they can evolve into more significant issues later in life. Plus, good dental health could set your children up for future success.
The impacts of common dental problems start early. Children are not born knowing how to take care of their teeth. The responsibility of teaching them good oral hygiene belongs to their parents and pediatric dentists.
Additionally, children typically have an affinity for sweet, sugary snacks and drinks. These foods increase the likelihood of a child developing cavities, especially without proper hygiene habits. How do these issues affect a child’s overall sense of well-being and growth?
While teenagers and adolescents typically have a better grasp of healthy hygiene habits, they may still fall short in certain areas. American young adults often consume sodas and other sugary drinks that lead to rapid tooth decay and gum concerns. Additionally, they may not focus on appropriate dental hygiene routines as much as they should.
Without regular dental appointments, a teenager or adolescent could face:
Bad hygiene habits, lack of dental education, and poor nutrition follow people into adulthood. Dental issues often have far-reaching consequences in everyday life, including:
As you age, you’ll notice how your dental health increasingly impacts your daily life. Many American adults start losing their teeth by their 40s. Tooth loss increases with age, with a fifth of adults aged 65 or older losing all their teeth, according to the Centers for Disease Control.
Partial and complete tooth loss can lead to:
Dental insurance allows you to procure the proper care to eliminate cavities, prevent plaque buildup, and protect tooth structure. If you avoided purchasing a dental plan in the past, you might reconsider your decision now. Even basic dental plans can help prevent major future problems.
Getting dental coverage means access to even the most basic care and procedures. Your teeth will look less stained and retain their structure for longer. Since employers often base their hiring decisions around physical appearance, coverage could open up job opportunities.
Out-of-pocket dental procedures can cost thousands of dollars. You could pay hundreds for even the most rudimentary preventative services. When you pay one flat premium, you can more easily predict your financial obligations and enjoy peace of mind when you attend dental appointments.
You’ll feel more confident about how the world perceives you. People with healthy teeth often look more youthful and approachable since they have no qualms about exchanging smiles. You’ll more readily participate in social activities without fear of judgment or misconceptions from others.
Finally, you’ll have more control over your general health. Routine dental care is essential to disease prevention, mitigation, and early diagnosis. When you identify a recurring problem, you can act quickly to eradicate it or lessen its influence on your quality of life.
Some of the most common and overlooked dental health indicators have insidious long-term consequences. These seemingly innocuous issues could provide clues to more significant conditions:
Your dentist may recommend prescription toothpaste and other products to curb these issues. If they cannot curb them, they can refer you to other medical professionals who can find more potent remedies and risk prevention methods.
Although you may not currently suffer from significant dental issues, purchasing dental coverage still protects you from future complications. At Insurdinary, we believe it’s better to have a policy and not need it than to need a policy and not have it.
But finding the right policy isn't always easy. Deciding on the right dental coverage means looking at numerous factors, such as:
Request a quote from us today. Discover how coverage can help detect dental issues.